Many landlords are enjoying a rare moment of strong returns, as rental yields climb to their highest level in 14 years. Against a backdrop of sustained tenant demand and a persistent shortage of privately rented homes, it’s a good time to assess how to make the most of your property investment.

A growing number of adults are feeling anxious about how they’ll afford care in later life. A recent report by LV= revealed that 67% are worried about covering the cost of care, and 63% fear they’ll run out of money altogether. With the rising costs of medical and in-home support, and increasing pressure on public health services, it’s no surprise that this issue is top of mind for many.

Let’s be honest, talking about what happens when we’re no longer here isn’t exactly an easy conversation. It’s uncomfortable, emotional, and often something we’d rather put off. But avoiding it doesn’t make the reality go away.

If you’re a buy-to-let (BTL) landlord, you may be wondering whether to remortgage or opt for a product transfer (PT). While this choice can be more straightforward for residential borrowers, the options for BTL landlords have historically been more complex. 

Whether used to fund retirement income, home improvements, or support family members financially, a lifetime mortgage can provide significant benefits. However, it’s important to consider how it can impact inheritance tax (IHT) and the value of the property you leave behind.

From 1st April 2025, major changes to Stamp Duty Land Tax (SDLT) take effect, impacting the majority of homeowners in the UK. If you’re planning to buy or move home, it’s crucial to understand how these changes could impact your costs.

If you’re a first-time buyer (FTB) struggling to get on the property ladder, recent discussions about potential changes to mortgage rules could bring some relief. 

If you’re self-employed and planning to buy a home in 2025, knowing how lenders approach these types of applications can make a big difference. 

Sustainable living isn’t just good for the planet, it’s good for your wallet too. Green finance options are designed to help homeowners invest in eco-friendly improvements while reaping long-term financial rewards.

If you are already in the market or considering expanding your portfolio, 2025 presents a prime opportunity to think beyond the immediate rental yields and focus on long-term goals.

The Bank of England has warned that mortgage payments for half of homeowners will rise over the next three years, putting 4.4 million households under financial pressure.

Getting on the property ladder is a major milestone, but it can feel daunting especially with rising house prices and changing mortgage rates.

As we approach 2025, the latest interest bank rate cut to 4.75% (November), the lowest level in over a year, gives homeowners and buyers a moment to review their mortgage options.

As of October 31st, 2024, the Stamp Duty Land Tax (SDLT) surcharge on second homes has risen from 3% to 5% above standard residential rates.

As 2024 comes to a close, many homeowners and first-time buyers are looking for ways to secure the best mortgage deal before the new year.

Securing a mortgage with a low credit score may seem challenging, but it’s not impossible.

As we approach the end of 2024, many homeowners are facing the need to remortgage.

Life is unpredictable, and accidents can happen when you least expect them. A recent study by MetLife found that 11% of employees had to take at least one month of unplanned leave from work in the past year due to an injury from an accident.

Purchasing a property is a significant milestone for anyone. However, one aspect that is often overlooked is the importance of a survey. So, what is a house survey and why is it important?

The Bank Rate, often referred to as the base rate, is a crucial component of the financial landscape. Set by the Bank of England, it’s the interest rate at which the central bank lends money to commercial banks.