If you’re a buy-to-let (BTL) landlord, you may be wondering whether to remortgage or opt for a product transfer (PT). While this choice can be more straightforward for residential borrowers, the options for BTL landlords have historically been more complex. 

If you are already in the market or considering expanding your portfolio, 2025 presents a prime opportunity to think beyond the immediate rental yields and focus on long-term goals.

As a landlord, the prospect of renewing your mortgage may be met with a mix of anticipation and trepidation. With mortgage rates fluctuating and economic conditions evolving, the worry of increased cost looms large for many.

Investing in buy-to-let properties can be a rewarding venture, providing a consistent income stream and the potential for long-term capital appreciation.